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Helping Small Businesses Thrive in Center City!

Springfield Finance and Development Corporation (SFDC) was established in 1997 as a for-profit community development corporation and is funded by local financial institutions.

The mission of SFDC is to proactively assist in the continued revitalization of Springfield’s Center City by providing creative financing to stimulate small business growth in the defined target area. The SFDC specializes in furnishing small business loans and/or equity for projects that could not be financed through conventional means.

The SFDC provides loans to small businesses located in central Springfield (from Kearney to Grand and Glenstone to West Bypass) which will result in job creation or retention.

SFDC has funded 40 loans, totaling $2 million and creating 250 jobs in Center City. More importantly, its loans have leveraged in excess of $15 million in additional loans and investments for the Springfield community.

SFDC prides itself on helping small business thrive in Center City. The SFDC has helped some of Center City’s most unique and successful small businesses get off the ground, including The Moxie, Skinny Improv, SignalPoint Capital Management, the Holland Building, the Marx Building, Bruno’s, Taylor’s Drive In, Obelisk Home, Unleashed Life, Professional Massage Training Center, and many more.

Eligible Applicants

  • Existing small businesses
  • Start-up businesses
  • New purchase of an existing small business
  • Home-based business
  • Investors in commercial real estate, primarily non-residential

Non-Eligible Applicants

  • Organizations designated Not-for-Profit
  • Loans for consumer purposes, including owner-occupied residential real estate
  • Businesses engaged in providing products or services of a prurient sexual nature
  • Stockholders of SFDC

Use of Loan Funds

  • Purchase and/or rehabilitation of primarily non-residential real estate
  • Real estate construction
  • Purchase of equipment
  • Leasehold improvements
  • Working capital (limited to term loans)
  • Labor and materials on specific contracts
  • Acquisition of an existing business
  • Any other purposes deemed appropriate to meet the objectives of SFDC


Program Boundaries


Participating Financial Institutions

  • Bancorp South
  • Bank of America
  • Bank of Missouri
  • Commerce Bank
  • Empire Bank
  • First National Bank of Springfield
  • Great Southern Bank
  • Guaranty Bank
  • Liberty Bank
  • Metropolitan National Bank
  • Regions Bank
  • UMB Bank
  • US Bank


For more information on SFDC loans, contact:

Melissa Barton, City of Springfield Community Development Loan Officer

(417) 864-1098 or mbarton@springfieldmo.gov


Rusty Worley, Urban Districts Alliance Executive Director

(417) 831-6200 or rusty@itsalldowntown.com